Senior Underwriter (Premier Construction)

Accountabilities:

• Review and evaluate complex, high-risk insurance applications for the Premier Contractor General Liability program, assessing exposures and determining eligibility in line with established underwriting guidelines.

• Gather, analyze, and verify supplementary submission information using multiple databases and industry resources to support accurate risk assessments.

• Use specialized underwriting software and analytical tools to compare risks, evaluate exposures, and establish appropriate policy pricing.

• Identify solutions to market and carrier challenges, applying sound judgment to support effective underwriting decisions.

• Advise clients and producers on insurance applications and recommend ways to reduce or manage excessive risk exposure.

• Ensure underwriting decisions and processes comply with applicable industry standards, regulatory requirements, and governmental regulations.

• Build and maintain productive relationships with assigned insurance producers to support business development and achieve production goals.

• Collaborate with underwriting colleagues and other departments to review and finalize applications efficiently.

• Share underwriting knowledge, market insights, and best practices while supporting the development and mentoring of other team members.

Requirements:

• Bachelor's degree required.

• 5–7 years of underwriting or related insurance industry experience.

• Professional designations such as CPCU, CIC, CRIS, or a Property and Casualty Broker's License are preferred.

• Strong customer service skills and the ability to build effective relationships with brokers, clients, and internal stakeholders.

• Experience analyzing insurance submissions, evaluating risk exposures, and applying underwriting guidelines.

• Proficiency in Microsoft Office Suite and the ability to quickly learn specialized insurance and underwriting software.

• Strong analytical, problem-solving, and decision-making abilities, with a practical and solution-oriented approach to complex situations.

• Excellent collaboration and communication skills, with the ability to work effectively across teams and departments.

• Curiosity and a strong commitment to continuous learning, exploring new ideas, and developing professional expertise.

• Adaptability and flexibility, with the ability to respond constructively to changing priorities and evolving business needs.

• Must be legally authorized to work in the United States.

Benefits:

• Annual base salary: $94,228–$117,784 USD, with starting compensation determined by skills, qualifications, training, and experience.

• Additional bonus compensation; further details are provided during the interview process.

• Employee Ownership Program, allowing eligible employees to share in the financial rewards of company growth.

• Comprehensive medical, dental, and vision insurance.

• 401(k) retirement plan with company matching contributions.

• Life and Accidental Death and Dismemberment (AD&D) insurance.

• Health Savings Account (HSA), including a company contribution.

• Short-term disability coverage.

• Voluntary supplemental benefits, including accident, critical illness, and hospital insurance.

• Confidential Employee Assistance Program.

• Professional development opportunities.

• Work-from-home reimbursement for eligible remote or hybrid employees.

• Owner Referral Program.

• Emergency financial assistance program.

• Financial wellness resources and employee discounts.

• Various paid time-off programs.

• 11 company-paid holidays.