QSSK-CRA-CREDIT RISK ANALYST
Nairobi, Kenya4d ago
Free account needed to apply or save. It takes a minute, and we'll bring you right back to this job.
How well do you match this job?
Key details
- Location
- Nairobi, Kenya
- Work style
- Onsite
- Level
- Senior
- Job type
- Full-time
- Experience
- 5–8 yrs
- Function
- Finance & Accounting
- Focus area
- other
- Posted
- 4d ago
Skills
About the role
JOB TITLE: CREDIT RISK ANALYST
About This Job:
Q-Sourcing Limited trading as Q-Sourcing Servtec is a manpower management solutions firm operating in the East African Region in the countries of Uganda, Kenya, Tanzania, Rwanda, and South Sudan.
On behalf of our client, a leading financial institution, we are looking for a competent, skilled, and experienced Credit Risk Analyst to work in Kenya.
Job Purpose
To assess, monitor, and report on the credit risk of the Bank's lending portfolio, ensuring that credit exposures are within approved risk appetite and that credit decisions are supported by sound analysis. The role provides credit risk insights, strengthens credit controls, and supports the development of credit risk models and reporting.
Key Responsibilities
Credit Risk Assessment
Assess credit applications and portfolio exposures against the Bank's credit policies and risk appetite.
Conduct credit risk analysis covering borrower financials, industry trends, collateral, and repayment capacity.
Credit Risk Monitoring
Monitor credit exposures, portfolio quality, non-performing loans, and provisioning levels.
Establish risk-based control, testing, and evidence requirements, and coordinate reviews with business and credit control owners.
Credit Risk Reporting and Analysis
Prepare credit risk reports and dashboards for management and Board credit committees.
Analyze credit risk trends and identify emerging risks, proposing mitigation actions.
Regulatory and Stakeholder Engagement
Monitor emerging credit regulations and industry developments, maintaining credit risk documentation and liaising with regulators and auditors.
Support credit risk awareness through targeted training and guidance.
Requirements
Qualification and Experience
Education
Bachelor's degree in Finance, Economics, Statistics, Business Administration, or a related field.
Experience
At least five (5) years of relevant experience in credit risk, credit analysis, or portfolio management within banking or financial services.
Demonstrated experience in credit risk assessment and reporting within a regulated environment.
Technical Skills