Personal Lines Excess & Surplus - Underwriter

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.

The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
• determine individual risk acceptability, pricing, coverage, terms and conditions
• develop, analyze and evaluate information and exposures for complex risks
• achieve production and loss ratio goals within assigned regional territory
• determine need for and secure appropriate reinsurance on individual accounts
• develop successful business relationships with producers and reinsurers

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.

The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
• determine individual risk acceptability, pricing, coverage, terms and conditions
• develop, analyze and evaluate information and exposures for complex risks
• achieve production and loss ratio goals within assigned regional territory
• determine need for and secure appropriate reinsurance on individual accounts
• develop successful business relationships with producers and reinsurers

Be equipped with:

• proficient use of Microsoft® Word, Excel and Outlook a plus
• strong interpersonal skills
• organizational and time management skills
• analytical and negotiating abilities
• work independently with a high level of authority and judgment
• ability to travel within assigned territory which may include some overnight stays
• ability to think outside the box and be flexible

Bring experience or education from:

• a bachelor’s degree or equivalent work experience
• a minimum of two years underwriting experience
• a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
• experience in or knowledge of wildfire prone states (preferred)
• an ASLI or CPCU designations (preferred)

Enhance your talents