Branch Lending Manager

Lead a lending team, grow a quality loan portfolio, and make a meaningful impact in the community. The Branch Lending Manager coaches and develops lending personnel while building trusted relationships that create new business opportunities. This role guides lending strategy, evaluates loan requests, coordinates successful closings, and helps borrowers achieve their business goals. Working closely with branch leadership, the manager helps drive results while maintaining a positive, involved community presence.

As the Branch Lending Manager, you will:

• Implement branch lending strategies that support loan-production goals and the Bank’s broader strategic plan.
• Partner with the Branch Operations Manager to address branch-wide priorities, personnel needs, customer service, and community involvement.
• Consistently follow the Bank’s credit policies, operating procedures, risk-management practices, and regulatory requirements.
• Create a culture of service, ethical decision-making, collaboration, and shared accountability.

What You’ll Do as a Lender

In addition to leading the team, you will remain actively involved in lending and portfolio management. You will:

• Develop, maintain, and profitably manage a high-quality portfolio of small-business and other loans.
• Build a strong network of business owners, professionals, and referral partners who generate recurring lending opportunities.
• Prospect for new business, pursue appropriate markets, and help the branch achieve established loan-volume goals.
• Analyze loan requests and prepare clear written evaluations and recommendations.
• Approve or decline loan applications within your assigned lending authority.
• Coordinate loan closings and help ensure documents are properly prepared and executed.
• Originate construction, consumer, and commercial loans.
• Stay current on deposit products and business and consumer lending solutions.
• Meet with current and prospective customers, resolve concerns, and provide responsive, professional service.
• Connect borrowers with appropriate technical assistance that can strengthen their operations and future business plans.

Be a Leader in the Community

Community involvement is an important part of this role. You will be expected to live in or near the community served by your branch, develop a strong understanding of the local market, and represent the Bank positively in every interaction.

You will:

• Maintain an active, visible, and constructive presence in the community.
• Participate in community organizations, activities, and events.
• Build trusted relationships with customers, business leaders, professionals, and other centers of influence.
• Promote the branch and its products in a way that reflects positively on the Bank.
• Identify opportunities for the Bank and its employees to contribute meaningfully to the community.

Our Core Values in Action

Our values guide how we lead, serve, and work together:

• Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.
• Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.
• Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.
• Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.
• Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

What You’ll Bring

Minimum qualifications

• Bachelor’s degree in business or a related field.
• Demonstrated ability and initiative to develop a quality small-business loan portfolio that provides excellent service to borrowers and builds profitable relationships for the Bank.
• Strong supervisory, coaching, and employee-development skills.
• Ability to lead independently, establish priorities, and achieve goals with limited supervision.
• A genuine desire to be active in the community and represent the Bank well.
• Ability to communicate clearly and professionally in person, in writing, and by phone.
• Ability to read and understand lending and legal documents.
• Strong computer skills, including proficiency with Microsoft Excel and Word.
• Ability to live in or near the community in which the branch is located.
• Ability to successfully complete required credit and background checks.

Preferred qualifications

• Knowledge of the St. George and Washington County market.
• Progressively responsible experience across multiple loan types.
• A record of profitably managing a high-quality loan portfolio.
• Demonstrated success prospecting, generating leads, closing business, and consistently meeting or exceeding production goals.
• An established and verifiable referral network that includes business owners, professionals, and other centers of influence.
• Strong knowledge of loan documentation, credit analysis, applicable laws and regulations, and systems used to prepare loan analyses.

What Success Looks Like

A successful Branch Lending Manager will:

• Maintain a profitable, well-managed, and high-quality loan portfolio.
• Meet branch lending goals while maintaining sound credit and risk-management practices.
• Deliver a consistently high level of customer service and ethical conduct.
• Develop new business through trusted relationships and an active referral network.
• Work effectively with branch operations and leaders across the Bank.
• Become a respected and positively involved member of the local community.

Join Us

This role offers the opportunity to combine lending expertise, business development, and community impact. You will have meaningful ownership of your branch’s lending performance while helping employees, customers, local businesses, and the broader community succeed.