Manager – Transaction Monitoring

Equity Bank (Kenya) Limited is a leading Financial Services Institution operating in Kenya. Our diversified business spans banking, insurance, technology and social enterprise, enabling us to deliver integrated solutions that drive inclusive growth at scale. Our business model is anchored on a distinctive Tri-Engine framework — Social, Economic and Sustainability, which systematically strengthens value-chains, empowers communities and delivers long-term social and economic impact.

Our purpose, “Transforming lives, giving dignity, and expanding opportunities for wealth creation,” guides every our strategic decision. We are driven by a bold vision “to be the champion of the socio-economic prosperity of the people of Africa,” and this ambition is embedded in our culture through our core values of professionalism, integrity, creativity and innovation, teamwork, unity of purpose, respect and effective corporate governance (PICTURE).

Our growth and impact agenda is clearly defined and operationalized through the Africa Recovery and Resilience Plan (ARRP), which serves as the strategic blueprint for sustainable expansion and long-term value creation across the continent.

JOB PURPOSE

The Manager – Transaction Monitoring is responsible for assessing and strengthening the effectiveness of the Bank’s risk-based AML/CFT/CPF transaction monitoring coverage, detection scenarios and alert handling standards.

The role analyses monitoring performance, coordinates scenario tuning and validation, reviews data completeness, oversees alert investigation quality and supports timely escalation of suspicious activity to the MLRO

KEY RESPONSIBILITIES

· Assess risk-based monitoring coverage across customer segments, channels, products and geographies.

· Maintain the scenario inventory and analyse alerts, false positives and investigation outcomes.

· Coordinate scenario tuning, testing and validation activities.

· Monitor investigation quality, SLA adherence, ageing, overdue cases and backlogs, and challenge First Line deficiencies.

· Provide technical support on complex cases and ensure timely internal escalation to the MLRO.

· Review completeness of data feeds, reconciliations, interface exceptions and system changes, and support UAT and migration.

· Prepare MI on detection effectiveness, scenario changes, alert trends and remediation.

· Supervise specialists and promote consistent technical standards.

KEY ACCOUNTABILITIES

· Maintain a coverage assessment mapping scenarios to products, channels, customer segments, geographies and typologies.

· Maintain an accurate scenario inventory, including scenario logic, parameters, owners and change history.

· Perform alert productivity analysis, including false positive rates and alert-to-case and case-to-STR conversion.

· Coordinate below-the-line and above-the-line testing, threshold tuning and periodic scenario validation with supporting documentation.

· Perform quality assurance reviews of alert investigations and report quality themes.

· Monitor SLA adherence, alert ageing and backlogs and escalate material deficiencies.

· Provide technical guidance on complex cases and ensure suspicious activity is escalated to the MLRO without delay.

· Maintain confidentiality of suspicious activity information and protect against tipping off.

· Review data feed completeness, reconciliations and interface exceptions and track resolution with Technology and Data teams.

· Support UAT, parallel runs and migration activities for monitoring system changes.

· Prepare monitoring MI, dashboards and committee inputs on detection effectiveness and remediation progress.

· Support regulatory inspections, audits and independent reviews of transaction monitoring.

· Supervise and coach specialists and maintain quality standards for team outputs.

Equity Bank (Kenya) Limited is a leading Financial Services Institution operating in Kenya. Our diversified business spans banking, insurance, technology and social enterprise, enabling us to deliver integrated solutions that drive inclusive growth at scale. Our business model is anchored on a distinctive Tri-Engine framework — Social, Economic and Sustainability, which systematically strengthens value-chains, empowers communities and delivers long-term social and economic impact.

Our purpose, “Transforming lives, giving dignity, and expanding opportunities for wealth creation,” guides every our strategic decision. We are driven by a bold vision “to be the champion of the socio-economic prosperity of the people of Africa,” and this ambition is embedded in our culture through our core values of professionalism, integrity, creativity and innovation, teamwork, unity of purpose, respect and effective corporate governance (PICTURE).

Our growth and impact agenda is clearly defined and operationalized through the Africa Recovery and Resilience Plan (ARRP), which serves as the strategic blueprint for sustainable expansion and long-term value creation across the continent.

JOB PURPOSE

The Manager – Transaction Monitoring is responsible for assessing and strengthening the effectiveness of the Bank’s risk-based AML/CFT/CPF transaction monitoring coverage, detection scenarios and alert handling standards.

The role analyses monitoring performance, coordinates scenario tuning and validation, reviews data completeness, oversees alert investigation quality and supports timely escalation of suspicious activity to the MLRO

KEY RESPONSIBILITIES

· Assess risk-based monitoring coverage across customer segments, channels, products and geographies.

· Maintain the scenario inventory and analyse alerts, false positives and investigation outcomes.

· Coordinate scenario tuning, testing and validation activities.

· Monitor investigation quality, SLA adherence, ageing, overdue cases and backlogs, and challenge First Line deficiencies.

· Provide technical support on complex cases and ensure timely internal escalation to the MLRO.

· Review completeness of data feeds, reconciliations, interface exceptions and system changes, and support UAT and migration.

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